I hate Bush, but I am getting plenty of money back. Next year try claiming 0 dependants with your employer. That way you will a larger reserve of cash to work with. Don "There is no greater joy than soaring high on the wings of your dreams, except maybe the joy of watching a dreamer who has nowhere to land but in the ocean of reality." Despair INC. DONALD D GAGEN MAILTO:DGAGEN@ENSEMBLESTUDIOS.COM ENSEMBLE STUDIOS http://www.ensemblestudios.com