Hi Scott, Thank you for your thoughtful comments. To All, I have been fortunate to be able to benefit from the expertise of the members of this group, and I have also been able to learn from the questions that are posed by those of you who don't yet have extensive experience—sometimes we learn more from questions than from answers. I look forward to each future e-mail I open being an opportunity for continued growth and camaraderie. Diane Kerr M-15 #625 High Barbaree