To add to the handicapping confusion, I have a PHRF rating of 296, issued this year by Chesapeake Bay Yacht Racing Association (CBYRA) for my M-17. That takes into account a 135% roller furling genoa and no spinnaker, since I race non-spin. Rick M-17 #633 Lynne L ************** Psssst...Have you heard the news? There's a new fashion blog, plus the latest fall trends and hair styles at StyleList.com. (http://www.stylelist.com/trends?ncid=aolsty00050000000014)